Analisis Tingkat Kesehatan Bank Dengan Menggunakan Metode Camel Pada Bank Kaltim Cabang Tanjung Redeb Periode 2010-2012

Abstract

Recognizing the importance of the bank's roles in serving the various needs of the economic and trades sectors, Bank Indonesia is required to apply the rules regarding on bank health. Bank Indonesia's regulation number 6/10/PBI/2004, explain that the level of bank health can be measured by Camel Methods. Therefore, this research aims to analyze the level of bank health assesed by Camel Methods consist of Racio Car, KAP, NPM, ROA, BOPO, and LDR. The type of research used in this article is descriptive with quantitative approach. The object of research is Bank Kaltim which banks owned jointly between government provincial of Kalimantan Timur and Government regency of Berau, so bank Kaltim branch of Tanjung redeb capable to compete against other banks considering the high level of customer confident, that's mean the money saving society should be guaranteed. The result of analysis show that financial performance at bank kaltim branch of tanjung redeb for ratio CAR, KAP, NPM, ROA, BOPO, LDR is categorized in health.