Analisis Faktor-Faktor yang Mempengaruhi Volume Pembiayaan Berbasis Bagi Hasil Pada Bank Umum Syariah di Indonesia

Abstract

Sharia banking has a great move for a decade. Profit and loss sharing become more popular as one of bank service system. The objective of this study is to analyze the factors that influencing volume of profit and loss sharing based-financing in sharia banking in Indonesia during 2009-2013. Analysis method used is SPSS, the results show that profit and loss sharing level and also total assets have positive significant influence toward volume of profit and loss sharing based-financing, while depositors’ funds and also non performing financing doesn’t have significant influence.