Studi Tentang Profitabilitas (ROA) BANK Umum Syariah (Kasus di Indonesia)

Abstract

This study discusses how trade financing, profit-loss sharing (PLS) financing and financing problems (NPF) affects the profitability of Islamic banking in Indonesia. Profitability is measured by return on assets. The method of sample selection was purposive sampling and obtained a sample of four Islamic banks, namely Bank Syariah Mega Indonesia, Bank Syariah Mandiri, Bank Muamalat Indonesia, and BRI Syariah. method used is panel data regression. The results indicate that trade financing, profit-loss sharing financing and NPF does not affect the profitability of Islamic banks.