Pengaruh Pembiayaan dan Biaya Operasional terhadap Profitabilitas Perbankan Syariah

Abstract

This study aims to examine the effect of financing channeled syariah banking and operational costs on the performance of syariah banking. This research uses a quantitative approach to test the causal relationship between the dependent variable to the independent variable. The data used is secondary data in the form of monthly macro monthly data of Sharia Rural Bank (BPRS) for 5 years from January 2012 until December 2016. The selected data is then analyzed by multiple regression by time series. The result of the research shows that NPF and BOPO variables -masing has a negative and significant influence on the performance of sharia banking.In contrast, FDR has no significant effect on the performance of sharia banking.