KINERJA PEMBIAYAAN DAN PEMBIAYAAN NON-LANCAR PERBANKAN SYARIAH DI INDONESIA

Abstract

Islamic banking in Indonesia that serves as intermediary institution is equally competitive compared to conventional banking. In the past five years, financing provided by Islamic banking showed a significant increase. Islamic Banking gives a relatively large contribution for driving the real sector in Indonesia although their roles in driving up the investments not optimal. FDR ratio achieved by Islamic banking can be categorizes in a group of good performance. The possibilities of conventional banking have a non performance loan is greater than Islamic Banking.